5
out of 5
POSTED: | BY: Matt
Phenomenal and quick
The best price and insurance you can find anywhere. I have never waited more than a minute or two to speak with anyone and the customer service has been phenomenal.
4.9
out of 5
Number of reviews 19,756
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Dee
Amazing insurance
Embrace is absolutely fabulous. The customer service is great, the claim submission is easy and the processing very prompt.
Above all my pups have reliable and dependable insurance now that they have Embrace.
5
out of 5
POSTED: | BY: Michael
Recent Treatment for My Pomeranians
Filed three claims recently on my 7 yr and 8 yr old Pomeranian dogs. Claims were received and processed promptly. Two claims for illness and one for wellness. Emails received once the claims were received and I was informed of the resolution of all three claims very quickly. Refunds deposited into my bank checking account. Everything was done very efficiently and Embrace kept me informed when claims we received and resolution of each claim. Been using Embrace for over six years now. Glad I got pet insurance when my dogs were young.
5
out of 5
POSTED: | BY: M
Great Customer Service
We have had our two dogs covered by Embrace for a few years now and have never had an issue with them processing our claims. I submit claims via e-mail and they are reimbursed within two weeks. Any time I have had to contact them the customer service people have been excellent.
5
out of 5
POSTED: | BY: Jim
Top Notch Service
Very easy claim service process.
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.