Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 20,332

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Claudia Ionescu

Best Insurance

Excellent service as usual Thank you Embrace for continuing to cover the treatment for my Sasha. Without your support I dont know how we could have afford the best treatment after she had the kidney failure. She is herself again after 6 long months of intensive treatment. Embrace was an amazing help - claim submission it's easy, processing time is short and we never had surprises about coverage and what they say they'll cover, they did! Thank you so much ....very very happy we have Embrace I would absolutely recommended to pet parents.
5

out of 5

POSTED: | BY: Charles Robertson

We are very pleased with the quality and care of our insurance for Sophie!

Excellent insurance!!
5

out of 5

POSTED: | BY: Celeste Parsons

I love that I can send in my claim by scanning it to you

Excellent. They have always been fair and honest with me.
5

out of 5

POSTED: | BY: Thank

Grateful

No words can truly express how grateful I am to have my pups insured with the best. To me, that’s Embrace. Thank you all at Embrace for your kinds words and support during a terribly difficult time with our Chloe. Sadly we lost our little girl. She was only 7. They light a candle for our sweet Chloe. How thoughtful that was! Additionally a representative was so helpful at a horrible time when Chloe was in the ER. She followed through, went 1,000 extra miles to help us. Everyone of you them are amazing and we are so thankful for all they have done.
5

out of 5

POSTED: | BY: Alice Macera

Satisfied

Heard good things about Embrace, but I finally experienced it for myself. I just submitted my claims and I was surprised how quickly and efficiently everything went. Thank you!
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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