Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 19,756

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Kathy

Terrific Insurance .....So glad signed up

Very satisfied with coverage for Max ( Lab ) Thank You for answering all questions and helping me through process . July 13th on Max 's birthday (7) we ended up at the vets , he started having problems with back end /legs . Max had x rays , vet suspected problem with disk . We left for 24 /7 hospital hour and half away where Max had MRI that showed two slipped disks ,they were pushing into spine . Max then had operation on the 14 th , was home few days later . Max is doing very well . Thank You
5

out of 5

POSTED: | BY: Hilda

Hands down the best insurance company for you pet!

I can not think of one thing!!! You guys are the best!
5

out of 5

POSTED: | BY: Claudia

Embrace is absolutely wonderful

I am so happy I did enroll my kitties a few years ago. Over the last 2 years two of them has serious health issues, cancer and kidney failure. Having Embrace was literally a life saver. They did cover the claims, the entire process from claim submission to payment is smooth and very quick. We couldnt do it without health insurance A BIG THANK YOU to Embrace
4

out of 5

POSTED: | BY: Kimberly

So glad I opted for Embrace!

My sweet yorkie, Maggie, has chronic issues with her liver and pancreas. Embrace always processes the claim quickly and fairly whenever she has relapse and needs medical service. Thank you, Embrace and your staff for looking after my fur baby!
5

out of 5

POSTED: | BY: Robert

Embrace gives me complete peace of mind.

I want my pet to have the finest medical care available. How could I do less for him than he does for me? Thank you Embrace.
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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