5
out of 5
POSTED: | BY: Richard
A great insurance to have for a pet.
Embrace has been very timely in responding to insurance requests for my pet.
4.9
out of 5
Number of reviews 19,906
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
4
out of 5
POSTED: | BY: Victoria
Helpful
Thank you for the timely response
5
out of 5
POSTED: | BY: Kelley
What a relief it is!
I am so relieved that my dog's knee is on the mend after his surgery to repair his patellar luxation and torn ligament. My claim was handled quickly and smoothly. Thank goodness for Embrace! If anyone reading this is on the fence about insuring your pet with Embrace, let me assure you that the small price you pay monthly is 100% worth it if and when your pet ever gets sick or injured.
5
out of 5
POSTED: | BY: Toni
Quite pleased with Embrace's service.
I have been very happy with Embrace's service and the promptness of their processing. I recently lost one of my dogs and I received a very thoughtful sympathy card. I appreciate their concern.
5
out of 5
POSTED: | BY: Erin
Quick and responsive processing with caring staff.
After researching multiple companies, Embrace had the best overall coverage and flexibility in plans, so I decided to try them. I insured my three dogs, two ages 5 and one age 12. Unfortunately, I've had to use the insurance with surprise issues that have occurred. A thyroid issue, and emergency room visit and random skin infection along with their annual physicals. I have been pleasantly surprised by the quick turnaround in claims and the ease to track a claims processing. I definitely recommend Embrace as a very good company to insure my pets with.
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.