Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 20,332

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Kathy

Awesome Insurance Plan.

I am so happy I decided to purchase my pet insurance for my cat though Embrace. They handled my claim quickly and with no hassles. I will surely purchase the same coverage again if I get another pet. I highly recommend this policy to anyone who has a pet. You never know when your pet will get sick and having this coverage is a great relief when they do get sick!
5

out of 5

POSTED: | BY: Albert

Great claims processing

Simple and easy claims processing - fast and efficient.
5

out of 5

POSTED: | BY: Marilyn Harrison

Embrace is one of the best companies out there!

I've had other companies that do not pay out as much as you do ...you guys are the very best & professional, friendly , and you pay your claims quickly!! thank you for your great service!
5

out of 5

POSTED: | BY: Karen

Fast efficient service!

Very good service, great people, Fast return on my check!
4

out of 5

POSTED: | BY: roger mortensen

Friendly folks, who aren't perfect, but try hard.

Stella, an 8 year old English Springer Spaniel, developed a mass at the base of her tail by her anus. Vet excised mass, had it checked, and thank goodness it was not malignant. Also, two years ago, Stella tore her ACL in her right knee, which required surgical repair. Embrace paid 90% of both of these procedures. Thank you Embrace for providing this insurance product in the market. It is needed. Roger
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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