Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 19,756

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Dawn

Transparent!

We love Embrace. Our doggies services are covered and poor excuses are not made for why they wouldn't be covered. Embrace is prompt with our claims and their customer service is awesome. I am so very happy I chose Embrace for my babies health. We have had her covered since she was a one year old puppy and have had our share of ups and downs health and accident related.
5

out of 5

POSTED: | BY: Lisa

Best Coverage Ever

I have two Boerboels (South African Mastiffs) both insured with Embrace. My male has had two ACL tears and surgery in the past 12 months. Everything was covered including post operative care. I am always comfortable that there will not be a question when my pets' health is concerned.
5

out of 5

POSTED: | BY: The

Great Insurance!

Our Vet recommended we get insurance on our first puppy visit. We researched several companies and were most impressed with Embrace. They have been great! We love their Wellness coverage! Our dog stays healthy with immunizations, vet visits and meds thanks to Embrace.
5

out of 5

POSTED: | BY: Diane

I am totally satisfied with this insurance.

Excellent
5

out of 5

POSTED: | BY: Ana

Incredible Insurance

Everything and everyone at this Insurance is A++. My little Maltese Sparky was diagnose with cancer. Embrace has been right there with me and at least I don't have to worry about the cost of the treatment. Thank you Embrace. Sparky and Sparky's mom give you a big hug. Ana, Sparky's mom

Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.

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