5
out of 5
POSTED: | BY: Alicia
Wildly Impressed
Embrace is efficient and reliable. They are worth every penny!
4.9
out of 5
Number of reviews 19,906
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
4
out of 5
POSTED: | BY: Kristina
Very Pleased
This is the first time I've ever submitted a claim for pet insurance. I was pleasantly surprised at how quickly the claim was processed and I received my check. The only drawback is that I have to bother my vet to fill out the claim form instead of just sending in my invoice.
5
out of 5
POSTED: | BY: Diane
Great service and thank you!
I looked into a number of pet insurance companies and I am very glad I chose Embrace.
Thank you again.
5
out of 5
POSTED: | BY: Terry
Great Service
I would recommend Embrace to any pet owner. Always easy to work with, and always quick to respond.
5
out of 5
POSTED: | BY: Larry
Appreciate helpful attitude and straightforward claims processing
Annie had a problem just a couple of months after we enrolled in Embrace and the claims staff processed the claim without question. I'm really impressed.
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.