Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 19,756

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Larry

When your pet needs medical care it is good to know that Embrace is there to help support you financially.

It is nice to have the peace of mind knowing that expensive medical care for your pet is obtainable with little out of pocket money because Embrace is there to help. The cost of the insurance is reasonable compared to the benefits it offers for medical expenses.
5

out of 5

POSTED: | BY: Richard

A great insurance to have for a pet.

Embrace has been very timely in responding to insurance requests for my pet.
4

out of 5

POSTED: | BY: Victoria

Helpful

Thank you for the timely response
5

out of 5

POSTED: | BY: Kelley

What a relief it is!

I am so relieved that my dog's knee is on the mend after his surgery to repair his patellar luxation and torn ligament. My claim was handled quickly and smoothly. Thank goodness for Embrace! If anyone reading this is on the fence about insuring your pet with Embrace, let me assure you that the small price you pay monthly is 100% worth it if and when your pet ever gets sick or injured.
5

out of 5

POSTED: | BY: Toni

Quite pleased with Embrace's service.

I have been very happy with Embrace's service and the promptness of their processing. I recently lost one of my dogs and I received a very thoughtful sympathy card. I appreciate their concern.
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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