5
out of 5
POSTED: | BY: Terilynn
Peace of mind
I couldn’t be happier with my coverage. I have peace of mind and the freedom of taking my babies to the vet without the fear of a bill I can’t afford.
4.9
out of 5
Number of reviews 20,332
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Melina
Great service, I wish I would’ve have this since day 1
I wish I would’ve invested in pet insurance since day 1. Have not had any problems with claims/coverage since choosing Pet Embrace.
5
out of 5
POSTED: | BY: Christy
Great
My dog had a injury-requiring a MRI plus acupuncture. My older dog has arthritis in her back requiring medicine for her illness. Embrace claims department was quick to help reimburse .
5
out of 5
POSTED: | BY: Jacqueline Wright
Great!!!
The service was so fast. Lulu has a growth. I asked if it would be covered and Embrace got back to us in 3 days. Amazing!
5
out of 5
POSTED: | BY: Sonja Heritag
No hassle coverage of total hip replacement in my working dog!
Embrace communicates both when your claim is received and in a week when it is covered or not (I guess- never been turned down).
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.