Embrace | Pet Insurance Review

I have 2 goldens and there seems to be problems that pop-up during the year which occur without previous notice. There's were insurance , in general, comes in to place. No one counts of these events, it just happens, and vets aren't getting cheaper, for sure. It is then that your insurance come in to play. I can't tell you about all other insurances, I did here some pretty bad stories, but I can tell you my experience with Embrace. Embrace has always come to my aid since I first got them 3 years ago. My goldens have had ear problems, eye problems, and major problems like pyrometra and embrace, once my vet has sent in the required info, has paid the claim and quite promptly at that. I can't compare with other insurances since I never had one, but with service like this, I don't intend to look for any either.

I have two dogs insured with Embrace - my puppy, Cooper and my older dog, Vito. Both have had claims that were denied. I would not recommend this company to anyone. It is less expensive to just pay vet bills (including emergencies) than to pay for this insurance PLUS vet bills, because they don't agree to cover anything. They are a typical insurance company - deny any claims they possibly can to save a penny.

Payment was prompt and without hassle, and when I called with a question representative was very helpful.

Embrace is outstanding in every way and I make sure our vet is aware just how courteous and professional Embrace is.

Our breeder recommended we get insurance on our new puppy for the simple reason you never know what puppies can get into. Our vet gave us 3 insurance names and after research we chose Embrace. Are we glad we did! Our pup ended up in the ER for pneumonia, was admitted to ICU, thus spent 4 days in the hospital which came to quite a hefty bill. I submitted our claims and had email updates every time the claims had a change in status from pending through approved. The reimbursement for our covered part was in our bank within 10 days from submitting. I was very pleased! We now have both our dogs insured through Embrace. They have been very helpful in answering any questions I have had when I spoke to customer service too.