Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 19,896

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Jim

Fast claims process.

I have only been an Embrace policy holder for a short time but I have been impressed by the speed of the Embrace claims process. I would definitely recommend Embrace to other pet owners.
5

out of 5

POSTED: | BY: Brooke

Dental Extractions Covered

I am so thrilled and relieved that Embrace covered a significant portion of my cat's recent dental work. Since routine dental care/dental cleanings are considered Wellness I wasn't sure what to expect. But my cat needed several teeth removed and Embrace helped with those costs. Thank you Embrace!!
5

out of 5

POSTED: | BY: Kelly

So Grateful for Embrace

After my diarrhea-prone rescue hound ingested some garbage and began exhibiting other alarming symptoms, I took him to my veterinarian for an emergency visit on a Sunday evening. The diagnosis was inconclusive, and we went home with some meds and probiotics. He stabilized then declined, so I returned to the vet on Tuesday morning. He needed to be hospitalized, rehydrated, and observed for 2 nights, including a barium swallow. To my great relief, he recovered fully, not to mention that EMBRACE covered virtually everything, and in a prompt fashion. I have zero regrets signing up, and only wish I would have done it the day I adopted my dog!
5

out of 5

POSTED: | BY: Alicia

Meets my expectations

Always cover claims submitted and 2 instances where claims were initially rejected, they were eventually covered upon my follow up with additional info. Only thing missing is dental coverage which I hear is coming soon hopefully.
5

out of 5

POSTED: | BY: Lou

Good company. Nice customer service people

Excellent service.
Please leave a review

Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
Provider website

Get a quote today

Leave a review