Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 19,763

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: gail

Embrace has given Luna a chance to be treated.

My friend recommended Embrace about 3 yrs ago. I have been extremely happy with the staff, turnaround time in receiving reimbursement, easy form completion, and supported staff.
5

out of 5

POSTED: | BY: Kelly

Will never have another giant breed without Embrace!

Embrace has literally been a lifesaver!
5

out of 5

POSTED: | BY: Estrellita

Kindness

Thanks again so very for helping us during this difficult time with Stryper. Thanks for the card and your kind words.
5

out of 5

POSTED: | BY: Margie

Embrace Goes Where I Go!

Embrace was there for my Goldendoodle when she returned from a week of boarding at a kennel. She was returned to me with goopy eyes, of coarse, the kennel said it was just a hair in her eye. Not So!! We were traveling out of state at the time. I took her to a highly recommended veterinary for treatment. We live in another state but Embrace can be used in any state you travel to. Customer Service demonstrated concern and care for my pet, in turn, makes me feel welcome. With Embrace, you will never have to ask yourself, "Where's the Love?" Embrace Pet Insurance has your and your pets back!
5

out of 5

POSTED: | BY: Ruth

Awesome!

Embrace is absolutely great! Quick response and claim processing... I could not ask for more!
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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