Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 20,329

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Craig Stevenson

You guys are awesome.

Second pet to cover with you guys. You have always met our needs. Serafina had a intestinal obstruction and you covered it well. Thank you from us and Serafina.
5

out of 5

POSTED: | BY: Leah Blackstone

Simple and Easy

We have a 2 year old English Bulldog who has had a stint of issues. It is great to know we have Embrace in our corner, she is seen treated and we know it’s covered and we can not worry. The process has been simple and easy to submit claims and follow up if needed. Embrace was one of the best pet care items we purchased with our baby girl.
5

out of 5

POSTED: | BY: patrick bailey

The customer web site portal access and claim submission process are exceptionally efficient!

The claim submission process was easy and uncomplicated. The claim review follow-up response was less than 48 hours and reimbursements were quickly made thru the mail or by direct deposit. Embrace Pet Insurance delivers the quality service they advertise!
5

out of 5

POSTED: | BY: Mary Freeman

Always top notch

We always have prompt and accurate service with our claims, cat's and dogs and are usually paid within 3 weeks.
5

out of 5

POSTED: | BY: Sylvia Clemons

Great customer service and insurance benefits!!

The service is better than expected. I haven't had an issues with reimbursements on claims either. I would recommend this to anyone with pets.
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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