5
out of 5
POSTED: | BY: Robert
Dog had a torn ACL and had surgery!
Dog got a torn ACL and had surgery. Tough because dog was only 9 # and small. Embrace covered the surgery.
4.9
out of 5
Number of reviews 19,896
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Zack
Great!
Great service! One of my cats had an unexpected serious medical issue with several claims, and Embrace has handled all of them promptly and communicated with me about their status the whole way. I recommend them to anyone who is looking for pet insurance.
5
out of 5
POSTED: | BY: Maureen
Very easy to work with and kept informed as to claims.
Embrace provides the coverage that was in initial information, and maintains contact with me from the time the claim is received at Embrace and determination has been made as to determination is made. Any phone contact with agents has always been positive.
1
out of 5
POSTED: | BY: Selena
If You have had previous ailments with another insurance don't bother with embrace.
My Pup Has had ASPCA Insurance for a year, while with that insurance he has had vomiting, abrasions on his feet and more. We decided to leave ASPCA because they barely was covering anything. Queue Embrace, i did my research and figure this was a good company, boy was i wrong. My pup got a cyst on his foot, and it was classified as foot licking which apparently in the same category as skin abrasions/scabs from his past incident so he want covered, they claim that he needs to be free of any foot skin issues for 12 months to receive coverage, next issue he had was a vomiting fit where yet again while the claim hasn't gone fully though, a email sent to me about his coverage a few weeks back stated that since he had a previous issue of vomiting in the past, he needs to also be clear for 12 months before embrace will cover anything, so i know that this recent bill will 99% sure not be covered. What are they good for then? Sure my pups wellness things gets taken care of but I'm paying higher for insurance than ASPCA for barely any real coverage. I have a 500$ deductible, pay extra for 400$ of wellness coverage and Rx Prescription coverage. Yet here I'm am also ditching out over 2k worth of vet bills that honestly should be covered. Why have insurance if the issues I'm having will never get covered? Waste of time, money and aggravation.
5
out of 5
POSTED: | BY: Cheryl
Outstanding
So very nice to make a phone call to inquire about coverage and receive friendly, accurate information about the coverage and claim process. Claim was paid and the check received seven days after surgery! I don't think it gets any better than this!
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.