4
out of 5
POSTED: | BY: Peggy Morton
Embrace has been a good insurance for our dog.
I have been pleased by Embrace Insurance coverage over the past 5 years.
4.9
out of 5
Number of reviews 20,332
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Renee Stringer
Excellent service!!!
I have had multiple trips to the ER with my pups this year and getting insured with this company is one of the best decisions I've made in a long time!! You won't regret it, and the peace of mind is priceless.
5
out of 5
POSTED: | BY: Marc
Reliable company with good customer service
We've been through some pretty tough times with our dog's issues over the years, Embrace made it much easier to deal with the financial aspect. We're grateful to be able to have pet insurance.
5
out of 5
POSTED: | BY: R Adams
Great Company.
Claim was verified and approved quickly. No pet owner should ever be without this insurance.
5
out of 5
POSTED: | BY: Walter Hamilton
Good customer service.
Dog had intestinal issue. Vet service charge, x-rays, and medications. Embrace staff covered the claim fully and reported promptly.
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.