Embrace | Pet Insurance Review

Zoey our pug has been covered with Embrace for about 6 years. We are so thankful to have a reasonable deductible and prescription coverage. When she is ill we don't have to worry about being able to afford the care she needs because our Embrace policy makes her vet expenses manageable without putting us in a bind financially. Without Embrace Insurance there was a point where we might have had to have her put down due to costs. We had a policy with another company her first two year, but changed to Embrace because the Embrace policy is much better.

Our 12 year old lab recently needed surgery. For the first time, we really needed our pet insurance to help us cover the expensive surgery. Luckily we had embrace insurance, that covered everything, no questions asked. If they needed additional information, they just contacted our vet and got it worked our. We are really satisfied with embrace insurance.

I have to say, I was quite doubtful that purchasing pet insurance company would be very wise but after my first year of coverage, I had to renew for another year. Everything negative you've heard about an insurance company, seems to be missing from Embrace. Communication, customer service and honoring their claims, you couldn't ask for much more.

One day Loki came in from outside, and when he got a welcome pat on the butt, he yelped. Within a couple of hours he could barely walk and use his back legs. I immediately took him to my vet where they did X-rays and gave him an RX for pain. That evening he was worse, so I took him to the emergency specialty vet. He stayed two nights and received multiple tests including an MRI. and spinal tap. The result was inflammation of the spine, ruptured and bulging discs. The two days of charges came to over $5200. After my deductible, Embrace reimbursed me 80% including costs of medication. Loki is now being treated with acupuncture, chiropractic, massage, medicines and rest. He will never be the same, but at least he is able to have some comfort and a normal dog life. I would not have been able to afford this care without Embrace Insurance. I recommend Pet Insurance to all my friends with animals.

I have had a wonderful experience with my Embrace insurance coverage. I've had to make three claims since purchasing the insurance and each time they have been great with communication and timely claim coverage. I tell everyone I with a new pet that they should buy insurance and I highly recommend Embrace to them. Thank you very much!