Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 19,896

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Christine

True and Tried - Wellness care program is awesome and claims are easy and fast!

Embrace insurance has been a worthwhile purchase in helping me financially care for my dogs as they get older. Their claims process has been fast, simple and dependable. Anytime I have a question of a claim being covered before I go to the vet, a customer service representative has been easy reach, no phone trees! Their wellness care program is awesome, helping to cover the cost of essential items that can become costly, especially with 2 dogs, example, frontline, heart guard, vaccinations etc. Embrace Insurance has lowered my stress level about ever needing to make health care decisions for dogs based on what is best for them, not what I can afford. Thank you!
5

out of 5

POSTED: | BY: Korky

Embrace was with me as I struggled with Abby's health problems

Enbrace was there for me as I struggled treating Abby's renal failure and heart murmur as she slowly declined and I had to choose to stop her further decline even though she fought hard to stay with me. She lost 25% of body weight and just could not overcome enough to continue. She was a beautiful Toy Pom, normally 4 and a half pounds, red sable. She was also my medical alert service dog for the past 14 and a half years. I would recommend Embrace to any pet owner. They were there to answer any questions and help with the process.
4

out of 5

POSTED: | BY: Cindy

Must have if you have an active hard playing fur kid.

My Paco is a hard player and has broken two teeth this year and has had tummy troubles too! Embrace has covered $1,200 towards his bills and I can't be happier to have this to help cover the costs of his care.
5

out of 5

POSTED: | BY: Margaret

The Best!

Embrace has been a godsend since my boy's cancer diagnosis. They are fast and very professional. I have recommended them to all my friends with pets.
5

out of 5

POSTED: | BY: Barbara

Prompt service

Great customer service
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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