Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 20,332

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Ronald Fiorio

Happy with the final outcome.

It goes without saying that pet insurance is expensive. But we were pleased with the out come of the claims. Mickey came through with flying colors and that is most important. . PS Please sent a few claim forms. Hoping not to be used. Thank you.
5

out of 5

POSTED: | BY: Patricia Monaco

Best decision we ever made!

I have no complaints regarding Embrace. We have, unfortunately had multiple claims over the last ten years and Embrace customer service has been fast, efficient and hassle free. I highly recommend this pet insurance for your fur baby!
5

out of 5

POSTED: | BY: kim

peace of mind

Luckily our kitty did not have to have surgery due to hairballs he could not pass but he did have to be hospitalized and undergo a barium series and enemas. The money adds up fast. What was nice was knowing that I was able to put my focus on getting him the best care and I didn't have to worry about the bill like I had in the past. My finances are still recovering from another kitty I had that passed with cancer. Much of the time I worried about being able to pay off the credit card bills as well as about her health. This made me realize how important it was to get insurance for my pets. We are so glad to have invested the money because I felt like whatever happened, I would be able to offer my guy the best care!
5

out of 5

POSTED: | BY: Bobbie Crosby

Tremendous insurance

Embrace was so helpful in paying my vet bills and within two or three days after submitting the information. I definitely recommend them
5

out of 5

POSTED: | BY: richard bourjaily

No worries about caring for my dog's health

We have had Embrace pet insurance since our dog was 1 year old(she is now 6). Every claim has been handled quickly and we have been reimbursed in a timely fashion. Our dog has had ACL surgery, skin issues, digestive problems, and allergies. I never had to worry about the expense of treating her. For us, Embrace insurance has been well worth it.
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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