Embrace | Pet Insurance Review

When we got our first dog my dog owner friends all told me to get her insured right away. I've only had cats and never even heard of getting insurance for them. But I took my friend's advice, shopped around and chose Embrace. I liked what I read and I also liked that they were a local (Midwestern) company. So far so good. It took me a while to understand what the "wellness" portion covered and what the "insurance" portion covered, now that I've got that figured out, it's all good. We use the Wellness portion more... for routine exams, shots, flea & heartworm meds and even nail trimming, we have a tooth cleaning coming up soon and it will pay for that too...anything that is considered prevention. And you get reimbursed in full. We've only had to use the insurance part a couple of times for an illness and an injury, and that's not as good because it usually just goes to your deductible. When it will pay off is when we (heaven forbid) have a major expense with our doggie. Hope we never have to find out,but it's good to have just in case. Sometimes it takes a little long to get the claim through, other times it's really fast. Guess it just depends on their volume. Laura is good and always checks in to make sure we received our check. If you are considering Embrace Insurance, I'd say go for it!

Fast, accurate and worth every penny. New to the pet insurance and Embrace had the best reviews and was so well received. It might seam expensive and not worth it. Just like car insurance, when you need it it helps and is better to have it. I was treated with great respect and they also offered Military discount. The first claims were fast and accurate. I highly recommend You get pet insurance.

When you add up your monthly payments plus your deductible and copay, you will find that it definitly pays for itself. Especially if you are faced with a major bill and like most we don't always have the funds available to properly care for our pets. This insurance gives you piece of mind knowing you can do everything you can to help keep them happy and healthy. Comared Embrace to other companies and beat them all hands down!!

To date, I have been very pleased with Embrace. Just the fact that they cover my dogs prescription dog food up to $400.00 is such a help. I also am quite happy with the one time $200.00 deductible for illness or a sickness. I have had other pet insurance companies in the past and will be adding our puppy next year so he also has Embrace.

It's rare to find any company that gives great personal and ultra responsive customer service. From getting you signed up, to making sure everything is in line with what you need, to answering all questions with great follow through to processing speedy payments, the Embrace team is top notch!