5
out of 5
POSTED: | BY: Scott Lane
Spay surgery
Had complications with a spay surgery. Claim was handled immidiately got a reimbursment check within a week.
4.9
out of 5
Number of reviews 20,332
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: D Kiefer
Fabulous turnaround time for claim.
Could not have asked for better service!
5
out of 5
POSTED: | BY: Sally Howorth
Thank you
Thank you for your coverage. Our Chester pulled a rib bone out of the trash. 3 days later he was in a lot of pain. I could take him to the Vet with confidence that Embrace Insurance would cover most of the testing,diagnosis and treatment. I feel badly when people don't have the money to have test done. Pet insurance is so important for your fur baby. They deserve it.
5
out of 5
POSTED: | BY: Nick
Awesome thank you!
I had a wonderful experience filing my recent claim. Thank you so much!!
5
out of 5
POSTED: | BY: Walt Dillon
Embrace has been great for us, a really cost effective insurance for our pet.
Embrace is the only insurance I could find that allowed for higher annual deductable so the annual cost of the insurance was lower.
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.