5
out of 5
POSTED: | BY: STEVE
VERY HELPFUL WITH MY CLAIM QUESTIONS
I will always be an Embrace customer!
4.9
out of 5
Number of reviews 19,756
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
4
out of 5
POSTED: | BY: Laura
Easy process for filing and quick reimbursements
Most of her bigger issues have been covered and it has definitely been worth it since my dog continues having new health problems. I just wish they covered her stomach issues which she has had since age 2 and skin issues also. Anything related to those issues is not covered since she had some issues with those two things before I purchased insurance. The deductible is very reasonable and covering at 80% is great! This year alone she has been hospitalized for pancreatitis, immune mediated thrombolytic, and had surgery to remove her spleen due to tumors on it. She also sees an eye specialist for her cataracts twice a year. I just wish I had purchased this policy when I first got her! Schnauzers tend to have many health problems!
5
out of 5
POSTED: | BY: Beverly
Excellent insurance, excellent customer service
Embrace provided excellent coverage when we needed it for a serious autoimmune disease and hospitalization. Claims processing was prompt and easy.
5
out of 5
POSTED: | BY: stephie
very happy
my dog Shanelle had a bad Bladder infection they handled it very good and fast, I'm very happy i only had to pay my deductible
5
out of 5
POSTED: | BY: Kim
So thankful for Embrace!
We've had coverage for our dog since 2014. Never filed a claim until three weeks ago. Our Beagle missed jumping onto the sofa and ended up needing spinal surgery that was over 5000 dollars. Embrace paid 80% and because we had never filed a claim the deductible was only $50. Thank you Embrace!!!!
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.