Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 19,756

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Patricia

STELLAR

Embrace staff is the friendliest fastest most efficient insurance company in the world!!!
5

out of 5

POSTED: | BY: Encarnacion

Buddy Insurance

My buddy is grateful to have insurance, without question. We love the ease of filing a claim, and the relatively quick settlement of our claims. We have had Embrace for 3 years now. We cannot imagine not having this for our dog.
5

out of 5

POSTED: | BY: Jean

Thank You For Honoring My Sadie

I have dealt with Embrace for many years. One of my German Shepherd dogs, age 7, within the past year was diagnosed with degenerative myelopathy. It is a deadly disease. Sadie was on several medicines and treatments to try to prolong her life. Sadly, last week, I had to put her down. Embrace Pet Insurance has always been there for me and quickly respond when I submit a claim (and I submitted many claims). They lit a candle in Sadie's memory through the website Irememberyou.com I am so touched by their compassion and friendliness. If you want a first rate insurance company for your pet, Embrace is the one. The only one...
5

out of 5

POSTED: | BY: Lois

Thorough and expedient service

I have had Embrace Insurance for my pets for several years and have been more than happy with the experience.
5

out of 5

POSTED: | BY: Chef

Embrace is by far the best!

I’ve used other pet health insurance companies recommended by veterinarians but Embrace is the best.

Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.

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