Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 19,756

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: vicki

Super responsive

Over last few years i have made a few claims for medical procedures on my chessie. Embrace has been super responsive in each case. Such a pleasure to deal with such a great company. Thank you embrace.
5

out of 5

POSTED: | BY: Embrace.

Great insurance company

I have had other insurance companies ..this company is great!! My poor rocky was diagnosed with epilepsy at 21/2.. we never had a claim before .. sadly he will be on medication for the rest of his dear life and will have periodic seizures which can be life threatening.. embrace was our savior and has paid the claims no questions asked!! Thank you embrace!!
5

out of 5

POSTED: | BY: Beverly

Excellent coverage when we most needed it.

Embrace reviewed our claims efficiently and we received reimbursement for all covered medical expenses promptly when our dog became very ill last year. Customer service is always very helpful in answering questions.
5

out of 5

POSTED: | BY: Ellie

This insurance saved my dog and me

My dog had sudden hip dislocations with no known cause. He had a number of tests and went an entire year in an out of slings before he needed surgery. He’s had two FHO surgeries and extensive physical therapy in the last 4 months costing upwards of $5k. The insurance has covered it all and I was reimbursed within 4 days of faxing the claim.
5

out of 5

POSTED: | BY: Beth

Great service

Excellent customer service and coverage. I'm very happy with the ease of communication
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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