Embrace | Pet Insurance Review

Embrace rescued us when one of my rescues, a 2-3 year old, suddenly had a mass on her leg. Claims processed within the week, precert for a surgical biopsy provided with zero hassle within 24 business hours. Patience and kindness to me even when I was anxious, unreasonable and difficult. After a terrible year of preexisting conditions, mistakes on coverage, Embrace has solidly worked to do its best for us. Everyone there who helped us get through this gets our eternal gratitude!

We have had insurance with Embrace for years on our dogs. We have nevwr had any problems or issues getting claims paid and always a quick turnaround of payments. Superb.

So far my claims have been wellness related and Embrace has been amazing. They are extremely easy to work with and very responsive. The scope of coverage is impressive as well. I’m more than pleased with this policy.

We have 4 dogs and 2 cats so the vet bills can be costly. Pet insurance is the way to go, especially if you're a muti-pet household, but the premiums can add up, so full coverage is really only worth it if you're pet is ill/old and/or it's accident prone. Having said that, they have many different policy types to fit your needs, so you don't have to break the bank. They even offer wellness benefits for the usual annual stuff all pets require, which is ideal for a young healthy pet. They are super fast to process a claim and, as in our case, you get 70%-80% back after your deductibles. On a large vet bill, that alone makes the monthly added expense worth it.

Our AKC GSD (with a health guarantee but it is our choice not to return her to the breeder, and she was spayed at five months old - ?) developed severe osteoarthritis in her front left leg when she was about 18 months old. We insured her with EMBRACE the day we bought her, just as I have insured other dogs over the years. The tests to diagnose the extent of the issue were expensive, and EMBRACE paid without question. EMBRACE has paid its share of every drug and every treatment throughout the past almost five years of her life without question upon receipt of the claim form and documentation. I have never been in a Veterinarian’s office when I haven’t discussed the benefits of EMBRACE with at least one other pet owner. My statement when people complain about the cost of Veterinary care is, “Do you want to have to make a decision about the future of your dog based on finances? I don’t, and that’s why my dogs are insured with EMBRACE.” Customer service is fantastic - quick, caring, informative - and I read and save EMBRACE’s newsletters. I cannot say enough about EMBRACE and have told Customer Service that if they ever offer “people health insurance” I am cancelling my policy and insuring myself with EMBRACE. I am very pleased with this company - the staff is exceptional, the price of the policy is fair, reimbursement is quick and easy.