5
out of 5
POSTED: | BY: Susan
Best Pet Insurance
I was very impressed at how quickly Embrace paid my claim . I had a few questions and they immediately answered them!
4.9
out of 5
Number of reviews 19,756
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Melissa
Thank Dog for this pet insurance!
My Anya was diagnosed with gastric adenocarcinoma (stomach cancer) at age 5. Just the surgery and stay itself was almost $9,000 ... not to mention monthly ultrasounds, an autologous cancer vaccine, meds, and soon chemo. I don't know how we would have afforded this without insurance. We would have (credit cards), but it would have been disastrous to our finances. As a result of knowing things were covered, we were able to explore our treatment options; we were also able to get additional opinions from the VCC in CT and also the VCA in Cleveland. As a result, she's still here, active, and doing well 6 months after symptoms began -- almost unheard of in this cancer.
I only wish there was an option for a larger annual cap -- I would totally pay for that for all of my animals. Once cancer hits, $10,000 doesn't always go far if surgery is involved. But boy, did that $10K help.
Get insurance, get the maximum annual cap you can ... it's affordable and absolutely worth the money.
5
out of 5
POSTED: | BY: Chris
Top quality
Excellent, friendly service! I have recommended Embrace to acquaintances with pets.
5
out of 5
POSTED: | BY: Eliza
Pet insurance you can depend on
We insured our Morkie from the beginning, knowing it would soften hard choices for us if she were injured or reached a ripe old age. On the advice of a mentor we chose Embrace. As many have noted, not the cheapest, but reliable and fast in repaying expenses. She was diagnosed with a rare cancer last August, and we've been able to choose some expensive but relatively pain-free interventions, giving her a good life.
5
out of 5
POSTED: | BY: Tama
Best pet friendly company
Quick turnaround for claims, awesome people to speak with if you have a question. Peace of mind!
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.