Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 19,873

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Larry

Outstanding

Embrace is one of the best companies of any product I have worked with in any field. Attention to detail, quick response, seems totally committed to animal and owner. Best decision we have made for our two Norwegian elk hounds. Thanks Ebrace personell!!!
5

out of 5

POSTED: | BY: Christopher

Super fast and wonderful service!

the turn-around is so fast!
5

out of 5

POSTED: | BY: Layne

Simple and easy

Filed my claim. within 8 days it was processed and covered. Thank you!
5

out of 5

POSTED: | BY: Ralph

Compassion is EMBRACE

1st my baby got sick, the bill was frightening, I felt I needed help for the next time if that were to happen. After a 1 year grace period on that illness. He was completely covered. This year he developed an illness that would take him, EMBRACE covered him and even the euthanasia. The agent over the phone was so kind, I think she even cried with me. Thank you EMBRACE!!! Ralph McCullen
5

out of 5

POSTED: | BY: Peggy

Great!

Embrace is super easy to use. Claims are reviewed and payments disbursed extremely quickly. Customer service has been great too!
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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