Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 19,873

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Denise

Embrace is AMAZING!

Embrace was amazing throughout a very scarey experience with my black lab mix when the vet found a mass and indicated surgery was needed to remove. All claims were covered timely and customer service was very helpful as I prepared for the surgery and all the claims tied to this incident. Thank You Embrace!
5

out of 5

POSTED: | BY: Diane

Overall satisfied but one thing

I am happy with the insurance. I never hesitate giving my pet the veterinarian care she needs because I know we’re covered. However I took off a point because when filing a claim unless you are continually logging in, checking the status, you won’t be aware if there’s an issue. I wish they would correct this by sending a courtesy email, notifying you that your attention to the matter is needed. Otherwise I am satisfied and my dog is healthy!
5

out of 5

POSTED: | BY: Lawrence

Great Pet Insurance

Terrific Company with wonderful staff
5

out of 5

POSTED: | BY: beverly

i have been with embrace for 3 yrs now & anytime i have called with questions every1 has been so very helpful. totally happy & c

absolutely happy & luci lu is too.
5

out of 5

POSTED: | BY: Daniel

staff is effficient, polite and helpful

We have had good luck with Embrace and would recommend them to others.
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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