5
out of 5
POSTED: | BY: Josette
Prompt and professional
Prompt and exceeds most.
Clear details.
Always there.
4.9
out of 5
Number of reviews 19,756
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Kimberly
Excellent coverage and service
Being a typical puppy, my Irish Wolfhoumd Higgins chews on and eats everything. He ended up with a blockage of sticks and fabric in his intestines, requiring emergency surgery. Embrace covered both the surgery and hospital stay with no issues, as has been my experience with them always. Staff is extremely friendly and helpful !!!
4
out of 5
POSTED: | BY: Ruth
So far so amazing
Our yellow Lab is 5 and we've had Embrace policy for him since he was a puppy. We continue to be impressed with the coverage and service Embrace provides. So far so good in terms of wellness coverage and minor injury/illness issues, plus one major sock-extraction incident.
5
out of 5
POSTED: | BY: Irene
Embrace had my back!
I lost my little girl, Penny, today. We had 8 wonderful years. She had some challenging health issues as she got older, but she stayed happy, smart and playful, We had fun, lots and lots of fun. Embrace? Allowed her to enjoy her life. They had our back. I would have to take her to her vet and hear people complaining about their pet insurance. I told them they should switch to the Best pet insurance, Embrace. They will be there for you. Thank you Embrace. Such a sad time for me, but through all these years you were there to make her years the best!
5
out of 5
POSTED: | BY: Stacey
Amazing coverage and customer service
Our 3 year old American Bulldog Chassis is alkergic to most normal dog food and has pretty bad evironmental allergies as well so we are in the vet constantly for allergy treatment, medication and care. Embrace is amazing and has covered all her allergy issues including her bee sting that caused her an overnight stay at the ER vet with anaphylactic shock syndrome and we are paid in about a week from submitting the claim. The Embrace team gets back to you right away with coverage acceptance and is always always to go over our claims with us. We are so happy with the service we have had since Chassis was a puppy!
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.