Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 20,006

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Nannette

Love the quick handling of claims

I've had Dugall Embraced since 2015. Although I've submitted a few claims each year for minor stuff, I'd never met the deductible until this year. Things keep popping up with my boy (mostly skin related). I'm so glad i have this insurance because it helps me take care of him as best as I can especially since I'm on a fixed budget. The staff are always so nice if you call with questions and the quick handling of claims is wonderful! Keep up the good work, Embrace!
5

out of 5

POSTED: | BY: Shari

I highly recommend Embrace pet insurance

I have had Embrace for my 5 year old Aussie for the past 4 years and just got my 6 month old puppy a plan as well. They have always been wonderful in their customer service, reinbursement speed and reimbursement without any hassle. I also work in the canine rehab industry and have had no issues with Embrace reimbursing my clients very quickly and easily for my services.
5

out of 5

POSTED: | BY: Tanya

Excellent & Caring!!

We have been with Embrace for about 3 years now and we are very happy with them! They currently provide coverage for our three fur babies. They are prompt in processing claims and quick to respond to clarification on a claim review. They are also very personable and caring. We recently lost our oldest fur baby and Embrace sent us a very thoughtful card hand signed by several of the Embrace staff. We thought it was a wonderful caring gesture on their part. It shows that we are not just a name in a data base which means alot.
5

out of 5

POSTED: | BY: Kevyn

EXCEPTIONAL CUSTOMER SERVICE!!!

These passionate animal lovers, what can I say! Just wow, when it comes to customer service. Courteous, expedient, efficient, and reliable. They actually care. On one occasion, the rep, after asking, "who do I have the pleasure of speaking with today," asked me, "how is Bailey doing?" It's the little things folks, that always leave the BIGGEST indelible impressions. Thank you Dan! Love these people man. And they process claims with lightning speed and efficiency. Direct deposit is the way to go. So glad to have Embra e on Bailey's team!
5

out of 5

POSTED: | BY: Paul

It's worth having insurance

I'm a Veteran with PTSD. I live alone on 45 acres in the mountains of Southern California. My dog is my best friend and comforts me at night when I have nightmares. When he was bitten by a rattlesnake, knowing he was covered took the worry off the cost of care. He's was treated and made a 100% recovery.
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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