Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 20,006

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
4

out of 5

POSTED: | BY: JIM

We are glad we found Embrace, and have been impressed with the prompt, caring service by this company!

This is our first experience with having any pet insurance, and so far we are very happy to have chosen Embrace for our little cat's coverage! Embrace representatives have been excellent, prompt communicators, answering all of our questions and concerns. The Embrace website is very user-friendly and all claim information is kept current. We have been telling our pet-,owner friends about Embrace- you are an A+ company for us!
5

out of 5

POSTED: | BY: Alan

I Couldn't be any more pleased with Embrace

We have been with Embrace for about a year and a half, Fortunately we have only had a minor claim for one of our dogs. The claim was covered. The important thing I want to say is that every communication we have had with Embrace has been taken care of quickly. The Pet Portal is absolutely wonderful and well done! I have to chuckle with the 'Space Dog'. There is never any site confusion, which says a lot, as I used to be a programmer for robotics. I love Embrace! 10/10
5

out of 5

POSTED: | BY: JULIA

OUTSTANDING PET INSURANCE COMPANY

WE RECENTLY HAD TWO CLAIMS FOR THIS DOG "J J". THE STAFF AT EMBRACE WAS THOROUGH AND QUICK. WE COULD NOT HAVE ASKED FOR BETTER SERVICE. BEST OF ALL WE DID NOT HAVE TO KEEP ANSWERING QUESTIONS, NOR DID WE GO BACK AND FORTH REGARDING THE CLAIM. EXCELLENT IN ALL RESPECTS.
5

out of 5

POSTED: | BY: Karen

I am pleased with the service

I have been pleased with the service, although I was very confused at first about how long I had to file claims.
5

out of 5

POSTED: | BY: Gaëlle

Embrace does not discriminate on breed 🤗

My two Great Danes and I moved to California from Australia in 2015. I had amazing pet insurance in Australia and aimed to find the equivalent here in the US, which was not easy due to my dogs being such a large breed! After much research I signed up with Embrace, who do not discriminate based on size and breed. I have been with Embrace ever since and have never been disappointed with their services.
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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