5
out of 5
POSTED: | BY: Lipe
I am glad I have Embrace.
I recommend Embrace, It is the best decision I made when I got my 2 dogs, I also have a Yorkie.
4.9
out of 5
Number of reviews 20,006
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Nikki
Fast, friendly and efficient
Have both my fur kids insured through Embrace. Several times I have had to make claims. The claim process is very easy and fast. Embrace staff notify you by email from the time they receive the documents to the time the process is completed. Very user friendly.
5
out of 5
POSTED: | BY: Linda
Everyone is so great to take to! And so very friendly!!c
10
5
out of 5
POSTED: | BY: Patti
Cubbie renal failure
My adjuster Reanna was extremely kind, communicative, responsive and professional. She was a real pleasure to deal with. And when i couldnt reach her, Candice jumped right in and didnt miss a beat.
The Embrace staff are caring, empathic people who understand what a client with a sick furkid is going through.
Ive had pet insurance through other carriers but am extremely happy i switched to Embrace!
5
out of 5
POSTED: | BY: Sonja
Wonderful peace of mind!
My 3 year old Lula Belle had to have knee surgery. Embrace paid 80% of the surgery, her aftercare because she had problems after surgery and the 6 week post surgery X-ray. I simply uploaded the claim form and receipt - very easy process. This peace of mind came through in a huge way for me!
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.