5
out of 5
POSTED: | BY: connie
Communications are great
They are very good about keeping me informed to the statis of my claim.
4.9
out of 5
Number of reviews 19,873
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Ruth
Excellent! Best pet insurance we've had
You have covered every claim promptly and effiiciently. I highly recommend Embrace.
5
out of 5
POSTED: | BY: Angelique
rance for your fur baby!
We could not have done it without pet insurance unless getting severely into credit card debts. Once the claims have been submitted we have always gotten paid in less than a week. Friendly team, easy to reach and talk to. Never had a problem and again great coverage! Our baby had multiple issues since she was a puppy! Never expected that! Highly recommend Embrace to any pet owner!
5
out of 5
POSTED: | BY: Sue
Embrace really helped me in time of great need
Jasmine was over 11 years old when she developed Lymphoma, a fatal cancer of the lymph nodes. Diagnosing it was a slow, painful process. She began by throwing up what she ate. But she had always tended to throw up and it took me a while to realize this was different. We took her to the vet three times before it was obvious what the problem was and we realized we couldn't help any more. The vet was very helpful during this process but each visit was very expensive and I continued to bring her, hoping that I would be able to get some kind of reimbursement. Insurers being what they are, I expected a struggle with poor results. I wrote to Embrace asking how to make the claims and they answered me quickly with instructions on how to send my vet's email address along with the claims. I filed and to my surprise, and relief, the claims were processed quickly and I received a substantial reimbursement. Losing Jasmine was very sad. I and my household will all miss her. But at least the sadness was not complicated by the dread that comes with large, unpayable medical bills. So thank you, Embrace.
5
out of 5
POSTED: | BY: Leslie
Excellent customer service
Very prompt with review and payment of claims. Staff very helpful and always courteous.
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.