Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 19,873

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Stephen

Outstanding service, prompt reimbursement, Embrace staff is extremely competent and friendly!

I have been completely satisfied with Embrace. Hank is my second dog that had a large bill (ACL repair) covered. Our prior dog had multiple services and bills covered towards the premature end of his life. I have been so pleased by the compassionate and competent handling of my concerns by the entire Embrace staff and I recommend Embrace to anyone and everyone that is looking for pet insurance.
1

out of 5

POSTED: | BY: Sandra

This company is not good at all

This company cannot follow up then even asks me to reach out then claims that my dogs dew claws are not based on illness. She had two infections do to these dew claws so vet suggested removal. So thinking well we are covered then to get an email saying it is not an accident or illness nothing is covered followed by a “warm regards” really?? Totally irritated here. I cover two poodles and honestly together coverage sucks compared to my monthly bill for this.
5

out of 5

POSTED: | BY: Lipe

I am glad I have Embrace.

I recommend Embrace, It is the best decision I made when I got my 2 dogs, I also have a Yorkie.
5

out of 5

POSTED: | BY: Nikki

Fast, friendly and efficient

Have both my fur kids insured through Embrace. Several times I have had to make claims. The claim process is very easy and fast. Embrace staff notify you by email from the time they receive the documents to the time the process is completed. Very user friendly.
5

out of 5

POSTED: | BY: Linda

Everyone is so great to take to! And so very friendly!!c

10
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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