Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 19,756

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Richard

Embrace = peace of mind

Having Embrace Insurance on our pets makes the emotional decisions about costly medical treatment an easy one. We have "Boomer" our Boxer, undergoing chemotherapy for Lymphoma. Having Embrace Insurance has eased the burden on our pocketbook. The claims process is extremely straight forward and easy to navigate and their response time is good.
5

out of 5

POSTED: | BY: Juliette

Lethargic and laceration requiring stitches

So grateful to have Embrace Pet Insurance. They have honored my claim without any reservations as per our contract. I have had Embrace Pet Insurance for nearly 8 years and have always been pleased
5

out of 5

POSTED: | BY: Juliette

Witnessing Lethargy

My claim was processed immediately and professionally according to my contract. It was such a hassle free process!
5

out of 5

POSTED: | BY: Debra

Thank God for Embrace Pet Insurance

I'm so happy I choose Embrace Pet Insurance.You never know when these little guys will get sick or injured.And to have insurance is a Blessing.Thank you
5

out of 5

POSTED: | BY: Miranda

Rest Easier with Embrace Pet Insurance

There is nothing worse than having a sick fur-baby. One thing you can do to make the most awful of circumstances a little bit easier is to insure your beloved with Embrace. The last thing you should have to worry about is how you're going to pay for an emergency vet bill. My experience with Embrace coverage of my French Bulldog has been seamless, reassuring and absolutely worth the monthly payment. I will always insure my babies with Embrace.
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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