Embrace | Pet Insurance Review

I submitted claims for two dentals for my cats. These were not optional, unfortunately, and I was very worried about expense. I had a deductible, but happy to say the insurance paid my claim in just five days! My cats are pain free, and I didn’t take such a huge hit to my wallet. They answered all my questions ahead of time, so I knew what to expect. In this case, my expectations were far exceeded. Thank you!

it took a long time for embrace to communicate with my veterinarian and then my veterinarian to turn in all the paperwork wasn't done very quick fast and the approval was slow.

Unfortunately, my dog, Spartan, has had a run of bad luck with a torn ACL and two times with Mast cell tumors. I don't know what I'd have done without Embrace Pet Insurance helping me out with the financial aspects of these surgeries. Thank You Embrace for being there as your claim process is Simple and Complete! Don

Embrace has been an excellent company for us. We have had three pets on their insurance. Our latest pet, Dixie who was adopted from a rescue organization developed a limp in her hip about 7 months after we adopted her, four x-rays later ( all covered by Embrace), it was discovered she had hip dysplasia. Embrace did their due diligence, checking with vets from the state from which she was adopted to see if there was any previous treatment for hip dysplasia, and once finding out that there had been no prior issues, they covered her 4200 operation. Thankfully I had signed up for 80% coverage with medicine. They kept in touch with me at all times, and were very easy to contact. Submitting claims on their website was a breeze. The only downside, as far as my experience goes, was the length of time it takes Embrace to process the claims. But, if they have to check with past vets, they are at the mercy of those offices to get back to them with informatin.

The whole process was quick. I put the claim through, it was reviewed within a couple of days and a check was sent to me the same day they approved the claim.