Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 20,347

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Giselda

Excellent insurance

Very fast in getting your money back and sending the invoices wi h is very important you don't need any fax machine
5

out of 5

POSTED: | BY: Giselda macri

Great insurance

This is a great insurance so far they have been very fast in reimbursement the money and is very easy and fast to send all your invoice thank you
5

out of 5

POSTED: | BY: Dana

The best awesome pet insurance

I have my dog and cat enrolled in embrace pet insurance. I have tried other pet insurance, but by far Embrace is the best I tell people all about it
5

out of 5

POSTED: | BY: Kayla

Excellent Customer Satisfaction

They are quick to respond and even give a curtosey email when the claim has been received and processed- AND it’s so easy to submit a claim!
5

out of 5

POSTED: | BY: nora coyle

You're the best!

You have been so easy and helpful with whom to work. Customer service genuinely care about the fur kids. Claims are handled professionally , quickly. You have never denied a claim even as Radar is developing some serious problems just the beginning of this year. I am grateful for you.

Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.

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