Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 19,756

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Bobbi`

Outstanding service & dedication to our Pets!

I've insured my 12 year-old dog Zoey with Embrace 12 years ago- since I adopted her. I've never doubted my choice in pet insurer. They have been consistently easy to work with, responsive to any inquiry, and really fast processing claims. I can't say enough about how pleased I am with Embrace. Thank you Embrace team!
5

out of 5

POSTED: | BY: cynthia

I feel so secure that my puppy is taken care of .

My dogs needs promptly taken care of.
5

out of 5

POSTED: | BY: Lourdes

Quick response to claim submitted.

Smooth and quick response to claims submitted. Staff is great!
5

out of 5

POSTED: | BY: Juliette

Thankful to have Embrace Insurance

Submitted a claim and after a slight delay (only because my Vet hadn't provided the required info) received full compensation per our contract. Hassle free and grateful.
5

out of 5

POSTED: | BY: Jennifer

Would recommend embrace 100%

Have used embrace for 8 years for my Yorkie- have had nothing but great experiences. They make the claim process very easy and are very prompt in approving! Would highly recommend to anyone looking into pet insurance!
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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