Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
Embrace has gone above and beyond anything I ever expected of a pet insurance company.
This review is not just for Penelope but also for my sweet, sweet baby boy Leo who died when he was only three. I spent thousands of dollars trying to determine what was wrong, including exploratory surgery and other diagnostic tools that I would not have been able to afford without pet insurance. It took me six emotional months after Leo died to finally submit claims from his treatment. Embrace walked me through the process and I received substantial reimbursement checks within a couple of weeks. Throughout the process all of the Embrace stuff I spoke with were helpful and compassionate and after learning that Leo had died they sent me a sweet sympathy card personally signed by a half a dozen of the Embrace staff.
I recommend Embrace without reservation. Also a shoutout to Caravan Vet, in the Minneapolis area, who are also beyond awesome and who recommended Embrace to me.
5
out of 5
POSTED:
| BY: Paige
You should have this for your pet...Embrace is amazing and I can't recommend them highly enough!
I got a new puppy in the beginning of February after losing my last dog, Thumper, to cancer. I hesitated when looking at pet insurance because I had it for Thumper but ended up getting rid of it because the insurance company refused to pay any claims, despite collecting more than double my current monthly fee for Embrace.
Anyway, coming from a military family, I have USAA auto insurance and really love them, so I contacted them and found out they partner with Embrace. I investigated the monthly fees and found it very affordable, so I enrolled. Shortly after enrolling, my new pup (Maverick) went through a quick series of emergency vet visits - getting hit in the eye with a tennis ball at the dog park, getting very sick late the next night from the medicine for his eye, and then even getting stung by a bee! It added up to very little sleep and lots of vet bills.
I submitted the claims at the same time once things settled down, and Embrace processed them and cut the checks within 3 days. The reimbursement rate was very high (80%) and my deductible was very reasonable ($300). I also can see all claims and any explanations from the adjusters on the website and in the app on my phone. I just recommended my mom and sis get insurance through them, and I'm making the same recommendation to you. Great service, good prices, professional, and honest. I couldn't be more pleased.
5
out of 5
POSTED:
| BY: Penn Brimberry
We love Embrace!
We've had nothing but great experiences with Embrace. The claims process has always been simple and smooth. We see the vet, the vet submits our claim, the claim is approved, the money gets directly deposited into our bank account. Knowing that our dog's veterinary bills won't become a financial burden has given us great peace of mind. As long as we've got dogs, we're going to be Embrace customers.
5
out of 5
POSTED:
| BY:
They were there when we needed them
They were extremely helpful and easy to deal with.
5
out of 5
POSTED:
| BY: Robert
Embrace was very quick with their response to my claim and made me feel like they truly care about the welfare of my pet.
Great coverage from a pet insurance that truly cares about their clients and their pets......
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
