Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 19,756

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: ER

Great!

So difficult to face health problem with a 9 years companion... so much stress and worries! Embrace really helps, some blood tests are very expensive, some ultrasounds too. that's one thing less to worry about! Thanks!
5

out of 5

POSTED: | BY: Mary

Great Insurance Company

We have been so very pleased with Embrace Insurance for the last several years. They process claims quickly and correctly. We are also happy with the Wellness coverage. We have had clients in the vet's office ask who we had and if it was worth the price. We always tell them how pleased we are with your company and how glad we are we went with Embrace!
5

out of 5

POSTED: | BY: Dr.

Extremely efficient insurance service for pets!

Embrace makes submitting pet insurance claims very simple especially with their online services. All of the contracts and forms one needs are sent via email and they are easy to use and submit for insurance reimbursement. I wish dealing with my own health insurance was this great! Thank you, Embrace!
5

out of 5

POSTED: | BY: Lora

Embrace rocks!

I was hesitant at first to purchase insurance for my dog but did some research and liked what Embrace had to offer the best. We have a Great Dane and knew they were prone to health issues. Embrace has been so easy to work with and since you can do everything online it is very convenient. I highly recommend Embrace!
5

out of 5

POSTED: | BY: Matt

Very timely claims processing!!

I have had my Maltipoo enrolled with Embrace's Wellness & Pet Insurance since September 2015 and have nothing but a VERY pleasant experience from the friendliness of the Embrace staff when calling customer service to very timely responses to e-mail inquiries and most of all -- very timely turnaround time with claim reimbursement. This is, by far, the best pet insurance I have come across in terms of coverage, cost & excellent service!
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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