5
out of 5
POSTED: | BY: Bohdanna
Best experience and prompt payments!
Never a hassle, payments are prompt and pleasure to deal with.
4.9
out of 5
Number of reviews 19,756
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: mary
Every claim I have made for my dog has benn covered very promptly. I am impressed!
My dog developed some health issues recently and Embrace has covered every claim I have submitted very promptly.
5
out of 5
POSTED: | BY: LAUREL
Embrace is Fantastic
I adopted a 5-year-old Bernese Mountain Dog and was advised by many, many people to get pet insurance for her. Embrace was also recommended, and I checked other companies as well and decided on Embrace. They have far surpassed any hopes I had for how easy they are to deal with, and how much they have reimbursed my claims for vet visits and procedures. Thank you.
5
out of 5
POSTED: | BY: Jesmine
Excellent customer service
Great service from the Embrace team from covering my questions to covering my bills, and even checking up on how my pets are doing.
5
out of 5
POSTED: | BY: Paul
Quick service
I'm very pleased so far. Our claim was submitted and the next day we received an email that the check was sent. I'm very happy about the service to date.
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.