Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
When our Rottweiler needed emergency surgery that involved the removal of a section of his intestines, we were hit with unexpected vet bills totaling almost $5000. Embrace quickly approved our claims and we were able to focus on helping our dog recover instead of focusing on a financial hardship. I highly recommend Embrace if you are looking for peace of mind during unexpected pet emergencies. Our Embrace coverage has helped us many times over the years. Thank you, Embrace!
5
out of 5
POSTED:
| BY: Cindy Perez
Great service...thank you!
Awesome service
5
out of 5
POSTED:
| BY: Linda Rumph
Embrace Insurance is the best!
Always responsive and they turn around the claims quickly. I always recommend Embrace Insurance to my friends and family.
5
out of 5
POSTED:
| BY: Antonia Mannarino
A great insurance Co
I am so.glad.I have Embrace. It has saved a lot of money.
5
out of 5
POSTED:
| BY: Mark Steinberg
The Best Service Experience I've Had With Any Service Organization
Our dog, Dayton (he ain't nothin' but a pound dog), has been insured by Embrace since we brought him home from the Los Angeles Animal Services facility many years ago. Although we had ten doggy "kids" over the preceding thirty years, we had not insured them. After an expensive experience with the tenth, we decided to try Embrace.
Embrace made the enrollment process clear and simple. After Dayton's health was assessed, we had an opportunity to look at the coverage, to asked questions, and to receive a quote that represented precisely what we paid.
Over the years, we've submitted a number of claims to Embrace, each of which was promptly acknowledged and shortly thereafter paid. There were no arguments nor any technical "outs" asserted by the company. They stand behind their policy and, in my opinion, display the kind of integrity that is becoming scarcer in the customer service world, whether it be insurance or roofing.
In short, I could not give a higher recommendation to anyone who cares about their pet, wants the best for them, and is conscious of just how expensive "the best" can be.
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
