Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 20,006

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Susan

Best way to ensure wellness in your special pet!!

Our wellness plan for our Izzy is the best assurance we have that she will always have the care she needs. Our claims are processed immediately and our check is back to us in short time. All of Izzy’s shots, routine medical care, and special vitamins are reimbursed to us. Embrace has our heart because they really do care about our dog just like we do!!
5

out of 5

POSTED: | BY: sherry

So far so good!

I have never had pet insurance before but started thinking about it when I started thinking about retirement. I researched many companies and finally decided on Embrace as a user friendly company. My dog has alway had good health but since he was turning eight years old I was worrying about what I would do when I retired if he became sick. So far every experience with embrace has been really good. My boy just had a several day Hospital visit for a serious condition that was very unexpected. You can't imagine the relief I felt as I signed the credit card bills for him. I was very happy that I did not have to make a decision on him living or dying at that moment because of money. I will be getting insurance on all my pets in the future.
5

out of 5

POSTED: | BY: Isabel

“Paw”fect Insurance

I have nothing but amazing things to say. Since purchasing this insurance Embrace has been nothing short of amazing from claims to cost to customer service. JOB WELL DONE so far!!!
5

out of 5

POSTED: | BY: Catherine

Excellent support throughout spectrum of care

We recently took our dog to the vet for a routine exam, during which time our vet discovered that our dog had a torn CCL and hip dysplasia. Embrace was incredibly supportive, covering the additional and unanticipated cost of x-rays and the sedatives required to help our dog relax for them. Embrace processed our claim quickly and without issue. We couldn't be happier!
5

out of 5

POSTED: | BY: Frank

Patient and Caring company

After finding out Baxter as seizures, we contacted Embrace to get preapproval of the care he was going to need. After Vet visited the claims were processed in a very short period of time. The process of filing is simple to complete. I would recommend them to pet owners. Hoping they will continue to give the same customer service in the future. With now Baxter will need treatments for rest of his life.
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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