Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 20,006

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: PAULA

AS THE SAYING GOES....YOU ARE THE CAT'S MEOW

The workers that helped me (I'm sorry I cannot remember your names) were so kind and compassionate when my little Natale had cancer. The sad thing was she never showed any signed of illness. They covered all her medical bills. Unfortunately, the cancer spread and my little Natale, the cutest Tuxedo cat, passed away. Embrace Insurance is just outstanding when it comes to the care of your pets. I have three other pets and I must say if you are looking for a health plan for your pets, this is the company you want to handle it for you.
5

out of 5

POSTED: | BY: Pat

Without Embrace pet insurance, my Lucy (the wonderful boxer) would have a much shorter and more painful life.

I thank you all at Embrace for your quick and efficient response to my claims.
5

out of 5

POSTED: | BY: SHIELA

GREAT PET INSURANCE

My experience with Embrace has been AMAZING!!! From the ease of the calls, and the ease of submitting claims, to overall great communication has been wonderful and has kept me as a customer. Thank you very much for being a professional insurance company!
5

out of 5

POSTED: | BY: Sherry

So so glad I picked up the Embrace pamphlet at a veterinarian office 13 years ago, Embrace has saved me out of pocket expenses.

Love Love Love Embrace!!!!!’
5

out of 5

POSTED: | BY: Bethany

Best protection for your fur baby

Love knowing that my baby has great coverage for the unexpected and well pet plan is great for his preventative needs to keep him healthy
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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