5
out of 5
POSTED: | BY: Deborah
A positive experience so far
So far, my experience with Embrace has been positive and timely.
4.9
out of 5
Number of reviews 19,756
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Susan
Excellent, articulate, knowledgable staff
This is my first year in the plan and I've never had any pet insurance in the past. So far, I have found this company excellent in terms of ease of claims, overall coverage options, and knowledge and friendliness of customer service staff.
5
out of 5
POSTED: | BY: Victoria
Excellent customer service
Excellent customer service, fast, easy and reassuring review process.
5
out of 5
POSTED: | BY: marianella
Easy, quick & hassle free!
I love working with Embrace. They make my life so much easier with their claims service. I know I don’t always fill out all the forms that could make the process faster, but they never complain and still get me my explanation of benefits within a week or two! To me, that’s just AMAZING! Not to mention everyone I have ever dealt with is just a pleasure to talk to. Switching to Embrace was the best decision I ever made for my little girl.
5
out of 5
POSTED: | BY: Robin
Awesome dog insurance
I have been pleased with embrace insurance. The bulk of my claims that I have submitted have been paid. They are good about contacting the vetoffice for additional info. They make it easy and painless. Definitely recommend.
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.