5
out of 5
POSTED: | BY: Sheryl
Wonderful company
Overall wonderful company
4.9
out of 5
Number of reviews 19,756
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: ANTON
EMBRACE IS OUTSTANDING
My 6 year old Siberian cat developed a tumour in her lymph gland which was deemed inoperable, but non cancerous .I had to seek assistance from various specialists in the field in addition to my own vet. I cannot begin to tell you the expenses I incurred. Embrace was there for me, approved my claims within days and I received several refund cheques. I have had other per insurance companies in the past but not could ever come close to the service levels I received from Embrace especially during this trying period.. I h9ighly recommend them to anybody who has a pet. Insurance is a MUST, but having he right insurance is even more crucial. Nobody beats Embrace.... Thank you embrace for helping us get through these sad times.
Anton Petrescu
5
out of 5
POSTED: | BY: ANTON
EMBRACE IS OUTSTANDING
My 6 year old Siberian cat developed a tumour in her lymph gland which was deemed inoperable, but non cancerous .I had to seek assistance from various specialists in the field in addition to my own vet. I cannot begin to tell you the expenses I incurred. Embrace was there for me, approved my claims within days and I received several refund cheques. I have had other per insurance companies in the past but not could ever come close to the service levels I received from Embrace especially during this trying period.. I h9ighly recommend them to anybody who has a pet. Insurance is a MUST, but having he right insurance is even more crucial. Nobody beats Embrace.... Thank you embrace for helping us get through these sad times.
Anton Petrescu
5
out of 5
POSTED: | BY: Amy
Very pleased
To be honest, I was very skeptical about pet insurance. After losing a pet to cancer a few months ago and not having insurance, I realized how high the bills could reach. We recently adopted a new dog. One month to the day of adopting him, he lunged into the street and was hit by a car. Thankfully I had bought Embrace pet insurance the day after adopting him. I was hopeful that the bills would be covered as promised. We had no problem at all submitting our claims and receiving our payments in a timely fashion. Thankfully our dog is healing very well and we cannot thank Embrace enough. Having this coverage made a traumatic incident a little more bearable. We never thought an accident like this could happen, but when it did, Embrace came through for us.
5
out of 5
POSTED: | BY: Donna
We are extremely thankful for Embrace Pet Insurance
I got my French Bulldog Sadie at the age of 3 in October 2018. My French Bulldog Bentley now 2 1/2 has had Embrace since he was a puppy. I added Sadie to Bentley’s policy.
Sadie went to a Veternary Specialist Hospital in November 2018 to have Spay and upper airway surgery. She was released the next day but we had to take her back 2 days later for not eating, lethargic and reguritating. The unthinkable had happen. She was diagnosed with aspiration pneumonia and esopagitis from surgery and anesthesia.
She was hospitalized for pneumonia for 5 days. She had to be readmitted again the next night. for 4 more days. I was an emotional wreak. Sadie is home now and is doing well. I thank Gad and Embrace.
Embrace paid her airway surgery claim and all her claims for the aspiration pneumonia hospitalization.
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.