Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 20,339

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Donda DePalmo

Fantastic

I have always been pleased with the coverage and the communication if I had a problem. The best coverage of any pet insurance I have researched.
5

out of 5

POSTED: | BY: Cindy Siford

Simply amazing

I have had my girl Dexie insured since she was a puppy, Embrace has helped me through many, many claims and NOT ONCE have I encountered a problem with them! Wonderful!!!!
5

out of 5

POSTED: | BY: Charlie Cardenas

Reliable insurance

Thanks Embrace! Ageing is not nice, I am the older cat in the neighborhood and you have me covered every time I needed.
5

out of 5

POSTED: | BY: Melanie caravello

If you own a pet get your embrace policy.

So glad we have our embrace policies for our two doodles.
5

out of 5

POSTED: | BY: Angel Blanford

Simply the best - better than all the rest!

With 5 dogs of varying ages and health issues, the safety net that Ebrace Pet Insurance has provided has been invaluable. Beyond that their customer service, ease of process and access to information is impeccable. I cannot imagine ever having a furry family member without Embrace as being part of our planned care!

Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.

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