Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 20,006

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Natalie

New customer and already a big fan!

I had never had insurance on any of my pets before but after seeing the experience of my friends who had insurance I knew I wanted coverage for my new pup. I opted for the wellness coverage as well which thankfully is all I’ve had to utilize so far but it’s bern very easy, painless and payment has been quick! Definitely makes me feel like I made the right choice.
5

out of 5

POSTED: | BY: Loretta

Fearless

Our Husky Lilly does not want wild life wandering through our lawn. she got in a fight with a raccoon. resulting in the need for an office exam and a rabies booster.
5

out of 5

POSTED: | BY: Cinda

Fast claim turn around and great customer service!

I’ve been with Embrace for 2 years now. My main reason for having insurance on my dachshund is because they are so prone to back problems. Unfortunately, she did have to have back surgery earlier this year. My claim was approved quickly. I couldn’t be more pleased that I chose Embrace!
5

out of 5

POSTED: | BY: Teresa

Teddy like how your insurance that care of him.

Customer is real friendly, great job in taking care of me. Like Tony the tiger say this is G-R-E-A-T. That's keep my Mother very happy. Good Job 🐶
5

out of 5

POSTED: | BY: Claudia

I recommend Embrace 100%

Really really amazing insurance. Two of my kitties are dealing with serious medical conditions : cancer and kidney failure and without insurance it would have been impossible to afford the medical care Embrace has a great coverage and very reasonable premiums. The younger the pets are when enrolled, the better, to avoid any pre-existing conditions. Its worth every paid when they are healthy, because its inevitable they will deal with illnesses or accidents. Claim submission its very easy and the payments are fast. Customer service very very nice. Truly makes a difference dealing with a nice person when going through stressful times. I recommend them 100%
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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