5
out of 5
POSTED: | BY: Van
The best pet insurance
I certified that I am customer of this pet insurance.
4.9
out of 5
Number of reviews 20,006
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
3
out of 5
POSTED: | BY: Julie
Hmmm
It shouldn't take 3 weeks to process a claim.
5
out of 5
POSTED: | BY: Mary
Thanks so much Embrace for helping me care for my snuggle bug Sheehan.
Thanks to Embrace I could get the best care for my snuggle bug!❤️❤️
5
out of 5
POSTED: | BY: Mary
Most awesome pet insurance ever
I just adopted two Bichons from a puppy mill. My vet had to see them in order to prescribe flea/tick/heart worm meds. Having two dogs can be expensive when it comes to care! But Embrace helped to support my costs so I may now feed my dogs at the same time as having them protected against varmints! I am very happy with this insurance and I wish I had enrolled my previous dogs. Don't hesitate to get this coverage.
5
out of 5
POSTED: | BY: Linda
Extremely happy I choose Embrace to insure my dogs.
I insured both of my dogs, a 6 year old Rottweiler and a 5 year old GSDX, in October of 2016. I was considering not renewing in 2017 as I hadn't had any claims until the "incident". I came home from work on a Friday afternoon and the Rott was gimpy in her rear legs. At that point not an emergency. Within 48 hours she was paralyzed in the back end. She spent 3 days at the emergency hospital undergoing labs, X-rays, MRI and PT. The bill was huge. I was able to provide her all the expert care she required because I had insured her. She still receives acupuncture and laser therapy as well as Rx for that injury and all expenses are still covered. I couldn't have afforded her treatment without going bankrupt without Embrace.
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.