Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 20,006

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Laura

This is the best pet insurance company, easy to file claims, friendly costumer service that functions in a timely manner.

I purchased this pet insurance when my dog was around 6 years old and it has been a great policy for us. Unfortunately she had many health problems through the years spanning from scratched cornea, IBD symptoms off and on, splenectomy, broken tooth removal, thrombocytopenia, and seizure disorder her last year. Deductible is low enough, 80 percent coverage after you meet that. I researched many different ones before I chose Embrace and definitely picked the best. Customer service is great and they process claims in a timely manner and deposit reimbursements right into my account. Thanks Embrace!
5

out of 5

POSTED: | BY: Melissa

Easy as Pie

Super friendly service and guidance on how to submit my claim. Claim was processed very quickly and covered as expected. Awesome!
5

out of 5

POSTED: | BY: Kathy

I would recommend you to my friends

I have gotten great service from your company since choosing to have you insurance Blondie . I appreciate your timely review of my claims and quick payment.
5

out of 5

POSTED: | BY: Elyse

Excellent

I always have such an easy time. Great service. Couldn’t be happier.
5

out of 5

POSTED: | BY: Jordy

Embrace has been fantastic!

Embrace has been a life-saver as we've dealt with our dog being diagnosed with cancer. Knowing they were covering us made some very tough decisions a lot easier.
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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