5
out of 5
POSTED: | BY: Beverly
they are the best ever!
Very polite and helpful. Absolutley the most understanding ever! I wouldn't go anywhere else
4.9
out of 5
Number of reviews 19,756
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Diane
Pleased with Embrace Pet Insurance
I have had Embrace for almost 2 years for both of my dogs and have been very pleased. All of my claims have been processed promptly and their customer service is superb.
5
out of 5
POSTED: | BY: Joseph
They are fantastic.
I have had to use them two times this year and each time they were fantastic. What is really impressive is the speed they took care of my claims.
5
out of 5
POSTED: | BY: Robert
Embrace the no BS insurance
I have the accident, illness plan. I have used it 3 times. It sure helps when you get the vet bills. If you have a dog I highly recommend Embrace. You think you don't need it till you need it.
5
out of 5
POSTED: | BY: Kathryn
Fast claims approval
Our Lab, Sky was scheduled to have a brain tumor removed. Unfortunately, she had a massive seizure 2 days before which landed her in the hospital for 4 days. Instead we had to make the painful decision to say goodbye. The hospital submitted the claims for us to Embrace. We were informed when the claims were received and quickly reimbursed for nearly $7,000 in charges. We have been recommending to other dog owners to get insurance for them as one crisis can be so costly. Thank you for making a difficult time easier to handle because of coverage.
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.