5
out of 5
POSTED: | BY: Giselda
Great insurance
This is a great insurance so far they have been very fast in reimbursement the money and is very easy and fast to send all your invoice thank you
4.9
out of 5
Number of reviews 20,006
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Dana
The best awesome pet insurance
I have my dog and cat enrolled in embrace pet insurance. I have tried other pet insurance, but by far Embrace is the best I tell people all about it
5
out of 5
POSTED: | BY: Kayla
Excellent Customer Satisfaction
They are quick to respond and even give a curtosey email when the claim has been received and processed- AND it’s so easy to submit a claim!
5
out of 5
POSTED: | BY: nora
You're the best!
You have been so easy and helpful with whom to work. Customer service genuinely care about the fur kids. Claims are handled professionally , quickly. You have never denied a claim even as Radar is developing some serious problems just the beginning of this year. I am grateful for you.
5
out of 5
POSTED: | BY: Steve
No Worries, Ever
We put our rescued Pup Cooper, a 8 wk old St. Bernard on Embrace Pet and Wellness plans. Cooper is now 10 months, about 158 lbs and thriving. We have only had the regular vet visits and everything needed was covered completely. Take a good look at the Wellness program, it really is worth reading. Lots of little things you would normally not consider are covered. Like grooming and nail trimming, flea and tick prevention, micro chipping, nutritional supplements, OFA testing, training and lots more. Take your time and review all the top rated companies. Embrace really excelled in follow up emails, explanations, etc. They work directly with my Vet and route me any information I need. I really like the not having to worry about Cooper needing care of any kind. Giant breeds need great care, and Embrace takes the worry out of what is covered to meet any needs, current or future. Check them out.
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.