5
out of 5
POSTED: | BY: Denise
Hugs!
Hugs to Embrace for being there for me and my little guy Petey. I have an easier time with Embrace than with my own insurance.
4.9
out of 5
Number of reviews 20,006
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Albert
My Dog's Wellness Claim
The wellness claim for my golden retriever was processed and approved without delay and check arrived quickly
5
out of 5
POSTED: | BY: Pedone
Satisfied with Embrace and it’s customer service.
I was somewhat confused when asked for his complete history since I had given that when I took out the policy but my vet’s office took care of it for me.
Quite satisfied with this company!
5
out of 5
POSTED: | BY: Michael
Friendly and personable customer service always!!
Embrace always has excellent and personable customer service. They are also efficient with processing claims and kewp you informed of the status of your claim
5
out of 5
POSTED: | BY: Marlene
Problem free and painless!
I submitted claims for two dentals for my cats. These were not optional, unfortunately, and I was very worried about expense. I had a deductible, but happy to say the insurance paid my claim in just five days! My cats are pain free, and I didn’t take such a huge hit to my wallet. They answered all my questions ahead of time, so I knew what to expect. In this case, my expectations were far exceeded. Thank you!
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.