5
out of 5
POSTED: | BY: Tracy
Great experience.
I had a great experience with submitting my claims for the first time. They processed the claims in a timely fashion.
4.9
out of 5
Number of reviews 20,006
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Clarense
They are prompt in answering questions.
Great company, proud to be insured by them. I recommend this company.
5
out of 5
POSTED: | BY: Terence
No hassle easy and fast claim system
I was skeptical of needing pet health insurance but our breeder insisted on it. I am so glad we took their advice. Our newfy tore his ccl and surgery was over $5,000. Embrace’s claim procedure is easy and they processed and paid our claim quickly with no problems. Definitely would recommend them.
5
out of 5
POSTED: | BY: Vicki
Simply the Best
Since we’ve had other insurance with previous dogs, we are knowledgable. This company delivers on what you pay for. No quibbling about claims. Simple paperwork. Love them!
5
out of 5
POSTED: | BY: Pamela
Great all the way around
We have had Embrace for several years and have always found them to be easy to wok with and both prompt and helpful in settling claims. Our pet has had a couple of significant medical issues and dealing with Embrace has always been one of the very least stressful parts of dealing with the pets issues.
Their rates are reasonable and their service is excellent, what more could you ask!
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.