5
out of 5
POSTED: | BY: Eric
Great Service
Outstanding, caring service. Quick response to claims. f3PN
4.9
out of 5
Number of reviews 19,867
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Janel
Outstanding Service
Embrace makes it so easy to take care of my 2 dogs. Filing a claim is super simple and they are extremely responsive. Their website is also great. You always know the status of your claim and it is settled quickly.
5
out of 5
POSTED: | BY: Pat
One of the best purchases we ever made
We insured our puppy the day we brought him home. We figured we would not need insurance hopefully, but piece of mind is everything. Well, you never know. We actually did have a need and the service and speed of reimbursement is absolutely great! We are completely pleased and will highly recommend Embrace to all of our many pet loving friends. Thank you Embrace! We cannot emphasize enough how important it is to be able to provide necessary care without fear of the monetary stress. Pet people, always insure your furry friends.
5
out of 5
POSTED: | BY: HOWARD
Excellent
This pet insurance company is by far the best of the two previous companies I had.
5
out of 5
POSTED: | BY: Michelle
We Love Embrace
Been a client for several years and each claim has been speedily processed and refunds posted to my bank account in just a couple of days. Would highly recommend Embrace for any pet owner
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.