5
out of 5
POSTED: | BY: Carleen
Great!
Embrace has covered all my claims!
4.9
out of 5
Number of reviews 19,756
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: gail
Thank you Embrace
My golden retriever Diasey Mae has been blessed with good health her whole life. She only went to the vet for vaccines. We moved from NC to CA. Long story short, she got very ill suddenly. It's a scary situation just the thought of losing my sweet pea, best friend, road warrior (4 cross country trips). My other little guy had just gone through eye surgery. I called Embrace because 1 eye was pre-existing cataract but the other was a mass under the eyelid that was impossible to miss. It was fast growing..2wks. Embrace had not covered anything to date. I was upset about my golden & didn't understand why they didn't cover the 2nd eye tumor removal. The customer service girl couldn't have been nicer & very understanding of my extreme stress. They sent checks for a portion of Daisey's expenses. They are a good insurance co. Very helpful in a time of need.
5
out of 5
POSTED: | BY: Jill
Great to have piece of mind.
Our pet developed an infection in his eye on the weekend, I contacted the 24/7 on line vet available as a benifit through our insurance. The doctor gave me advice based on the symptoms I provided, she was very professional and compassionate. I even received a follow up call from the online veterinarian today to see how our pet was and to see if we had additional questions.
5
out of 5
POSTED: | BY: Cheryl
Embrace pet insurance is a lifesaver
I took my dog in for a routine ultrasound and liver biopsy. It was decided that he would have surgery. The estimated cost was around $4000.00. Unfortunately, there were complications. My dog’s blood would not clot, requiring a plasma transfusion and a second surgery. The immense loss of blood put him in further danger as he needed a protein transfusion, in addition to the plasma transfusion for the first surgery. He was hospitalized for 7 days. It was touch and go, but he survived. The final bill totaled over $13,000. I had $10,000 coverage from Embrace. They processed the claims in less than a week.
5
out of 5
POSTED: | BY: Jessica
Embrace is the best choice I could've made for our family.
I truly appreciate the security and peace of mind that Embrace Pet Insurance gives our family. Claims are easily submitted and quickly reimbursed.
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.