5
out of 5
POSTED: | BY: Brian
Great pet insurance
Great pet insurance, pay their claims quickly
4.9
out of 5
Number of reviews 19,864
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Susan
Amazing experience
Amazing experience. Claims processed and reimbursed really fast. Pleasant customer service.
5
out of 5
POSTED: | BY: Danielle
The best of the best!
Embrace Pet Insurance has been wonderful. The customer service is amazing, and the coverage is great! Both of my pups are covered in the case of an illness or injury, and the wellness program has made it possible for me to get dental cleanings for my dogs. The dental exams were rather expensive for my vet, but I was fully reimbursed by Embrace. The wait period for reimbursement wasn't long at all. I have been completely satisfied with Embrace.
5
out of 5
POSTED: | BY: Kirsten
Consistent, great value!
Embrace has consistently come through for me and my pup over the last 4 years. Most notably, they've been with us through two major knee surgeries-- saving me the heartache of having to make a tough decision based on my ability to afford those surgeries. Their Wellness plans have also proven to be well worth the value-- all of my dog's regular supplements, dental chews, flea/tick treatment, annual vaccines, & regular blood work have been covered with the Wellness plan, saving me a bit of money each year. Insuring my dog with Embrace has been one of the best decisions I made after getting her as a puppy.
5
out of 5
POSTED: | BY: Parker
First time filing a claim
First time filing a claim. Fast response and review if claim. When I questioned one of the claims outcomes, they reviewed it again or gained more information and covered a portion of the claim. Very pleased with the response and outcome. Thanks
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.