5
out of 5
POSTED: | BY: Karyn Evens
Responsive, great package for the money.
Best insurance at a good price. Extremely responsive when filing a claim and get a check
4.9
out of 5
Number of reviews 20,325
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Col. Rick
Finally, A Perfect Pet Insurer!
Easy to use claim process, no overwhelming exclusions like others, prompt service and got my check!
5
out of 5
POSTED: | BY: Rhonda
Thank you once again Embrace
Thank you Embrace for the quick reimbursement as usual. We are so grateful for our pet insurance with you. Our pet has been through a lot within the last 7 years. ACL's torn in both legs, thrombocytopenia, and just recently bloat. We always recommend you to others when asked how we can afford all this. The only somewhat negative thing I can say it that every year the monthly payment goes up. It's almost doubled from 7 years ago. We did receive a healthy pet credit last year of $50 off of the $500 deductible. All in all we are very pleased. Thank you Embrace
5
out of 5
POSTED: | BY: Janice Rubin
Excellent Insurance Company
Speedy and fair claim resolution. This company cares about you and your pet.
I highly recommend this company. The diminishing deductible is a great plus.
5
out of 5
POSTED: | BY: Sharon Anderson
Great customer service and coverage
I've been very happy with the friendly, knowledgable representatives I've spoken with both in signing up for my insurance as well as in the processing or questions I've had regarding my claims. I did a lot of research before joining Embrace a little over a year ago and would highly recommend.
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.