Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 19,864

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Sharie

We purchased the Embrace plans when…

We purchased the Embrace plans when referred by an employee from a veterinarian. This plan helped us tremendously as we had adopted a puppy who needed all of his puppy series shots and when he came of age was neutered. The wellness plan allowed us the comfort of knowing we were going to be able to get him started right without a big hit to our finances.
5

out of 5

POSTED: | BY: Kelly

This company is great!

To have Embrace Pet Insurance on both of my pets is an assurance I will always have the ability to take care of them if they get sick or are injured. Embrace staff is the best - they are super helpful if you have a question, which is rare because the process is very smooth. I have utilized it apx 4 times and each time was a breeze. I would recommend this company, and have, to everyone.
5

out of 5

POSTED: | BY: Monica

I selected Embrace from 3 insurance…

I selected Embrace from 3 insurance sites for Wanda. I chose Embrace because I was very impressed with their coverage. Having them as my dog's insurance company has been extremely wise on my part. I've had great cooperation and helpful information from these folks.
5

out of 5

POSTED: | BY: Kevin

Outstanding insurance

Outstanding insurance! Very satisfied customer for 3 years now.
5

out of 5

POSTED: | BY: Alan

Outstanding pet insurance

Outstanding pet insurance. Very prompt on any claim. I would definitely recommend them to anyone.
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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