Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 20,003

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Claudia

I recommend Embrace 100%

Best decision ever to get the Embrace insurance for my kitties. It would have been impossible to get for Sasha the best treatment available when she had a kidney failure. She wouldn't be here with us today if it wasn't for the coverage Embrace provided.They have a very smooth claims submission process and the payments are quick. It is not often that I needed to speak with a Customer Service, but when it happened they are very friendly and helpful.
5

out of 5

POSTED: | BY: Carol

Well worth it for peace of mind!

I have had Embrace Insurance for my sweet dog for many years and I can't recommend them highly enough! They are wonderful to deal with over the phone and they always handle claims quickly. My pup recently became very ill and had to be admitted to a hospital. She was discharged on very expensive treatments and medications. If I didn't have insurance, it would have been an even more stressful experience!
5

out of 5

POSTED: | BY: Sandra

claims

Very prompt handling claims. Always helpful when I call with questions about my coverage. I have recommended you company to a lot of people who are considering getting a new pet.
5

out of 5

POSTED: | BY: Claudia

Best insurance

Having Embrace for my kitties was one of the best decisions of my life. When one of them was diagnosed with soft tissue sarcoma it was devastating. Fortunately we were able to offer him the best treatments available because we had the insurance . Unfortunately Mishi passed in August but he had 4 years with a great quality of life. It was beyond words painful to loose him but knowing he got the best care possible gave us peace of mind. THANK YOU to the Embrace team for making the entire process of sending the claims and reimbursement easy. We couldn't have done it without you. I would 100% recommend Embrace to all pet parents.
5

out of 5

POSTED: | BY: Taylor

Embrace helps your pets get the care they need.

My dog Brodie ate parts of a sago palm and had multiple over night hospital stays. When I noticed Brodie was in the sago palm, I immediately told my husband we need to take him to the emergency vet and my husband replied “I dont have emergency vet money” But good thing I’ve had Brodie insured! The vets saved my dogs life and Embrace saved our financial situation. With vet bills piling up that equated to almost two months of our mortgage payment, we only paid a fraction. Thank God for pet insurance!!!
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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