Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 19,864

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Jennifer

So grateful for our embrace policy

So grateful for our embrace policy! When our dog, Beesly, suffered a severe herniated disc, she required emergency surgery that we were able to provide for her thanks to our insurance coverage. Claim submission was quick and easy, and we received payment in a timely fashion.
5

out of 5

POSTED: | BY: A

Embrace pet insurance has been great!

Embrace pet insurance has been great! Our puppy had to go to the vet quite a bit. The claim submission process is so easy. Whenever I’ve had a question, Embrace’s customer service has been phenomenal! And, probably most importantly, our reimbursement came quickly and as expected! Thank you Embrace!
5

out of 5

POSTED: | BY: Grace

Thank you Embrace for your prompt…

Thank you Embrace for your prompt payment in the unfortunate incident with my pup. It was so easy to file the claim and I was able to set up payment directly into my account. It is traumatic when your pet has an accident, but what a relief to have health insurance to help with the vet bills. Thank you
5

out of 5

POSTED: | BY: Elizabeth

I have never bought pet insurance but…

I have never bought pet insurance but got a puppy and decided to get it. They paid me timely for any claims I filed and feelnit is way worth it. Especially the wellness plan!
5

out of 5

POSTED: | BY: Randy

My 5 star review of Embrace for my two dogs.

When my dog Daisy had to be hospitalized for two days; Embrace was very timely in sending their reimbursement coverage. Unfortunately, my Daisy dog passed away. I have an older Yorkshire terrier rescue dog now. Because of my past experience with Embrace-I immediately got my dog Walker Embrace coverage. This time I also have Embraces wellness coverage. After Walkers yearly wellness checkup; Embrace was once was again, quick to send their reimbursement. I recommend getting the yearly wellness reimbursement-covers up to 250.00 a year for regular/routine wellness expenses. Btw, the staff are very nice-they sent me a card when Daisy passed on.

Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.

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